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There’s been a lot in the news lately about the malaise in the mortgage market. Its actually pretty alarming to hear the gloom and doom reported by some of the news outlets. Sometimes I wonder if the news comes before the problem or the problem before the news. I have no idea which came first in this case so I’ve been doing some reading up on it. The best way to protect ourselves is through having information. In reading up on what the television news has presented as alarming, I’m discoveri