Sigh

My family had a similar problem when my daughter was born with all kinds of complications for me and for her. She was three years old before we stopped receiving collection notices for bills our insurance carrier was supposed to pay. It was much longer than that before our credit rating was restored. Sigh. I was unable to "fix" that despite the fact that I had worked in the insurance industry for many years. (I still do.) Despite my knowledge of the industry I was unable to fix our situation (