Illinois Long Term Care Insurance - Do You Need an Illinois Long Term Care Insurance Policy?

It is very important for all residents of Illinois to evaluate their needs for an Illinois long term care insurance policy. All adult residents of Illinois, both young and old, should seriously research this important type of insurance coverage if they do not want to have to unduly burden their loved ones in the event of a debilitating disease, go into bankruptcy due to medical bills, or worse. Finding long term care insurance is a serious issue but there are certainly some things that all IL residents can do to find a cheap Illinois long term care insurance policy.

Iowa Floods: Reconsidering Flood Insurance

This is not how I like to get reminded of things, but sometimes that’s just how it goes. I hope all those out there affected by the floods are at least safe. A few months ago I wrote about buying flood insurance even if you are not required to by your mortgage lender. This means you are outside the 100-year floodplain, but could still be in the 500 year floodplain (1 in 500 chance each year, or 0.2%). Check if you are in a flood plain here. We got quotes, but never actually got around to buyin

Carnival of Money Stories #64 - Time to Listen to Others Edition

Carnival of Money Stories #64 - Time to Listen to Others Edition All of us have many stories to tell but when do we ever spend time to read or listen to other people’s stories?  Well, here’s your chance with the 64th edition of Carnival of Money Stories!  As always, there are many great stories for us to learn from as long as we are willing to do so! Editor Choice Terry Dean presents From a Sale to An Experience. What are you doing to turn a sale into an experience? Dorian Wales presents Th

Service Member's Group Life Insurance (SGLI)

SGLI is a low cost program of group term life insurance available automatically to all service members on active or inactive duty for training and members of the Military Reserves. These policies are automatically activated for the current maximum coverage amount of $250,000 dollars, unless a soldier or sailor opts out in writing. A member of the service can elect lower coverage or no coverage at all by completing VA Form SGLV-8286. Term Life Insurance coverage is available for spouses as well; dependent children are automatically insured for $10,000 dollars. In addition, there is an additional elected coverage option for up to $100,000 for a spouse.

Bad Investment? Losing The Million Dollar House, Literally

Last weekend, we got a chance to catch up with some family friends (Mr. and Mrs. B.) during a nice sit down dinner with our family. We got to swapping stories on real estate and business for a little bit, and it was as invigorating as we always expect it to be. The conversation, however ventured onto some awkward territory when we inquired about our friends’ latest real estate investment, which was their second home â€" a dream home at that, sitting right at the edge of the California coast. It w

Levees on Rio Grande Need Repairs

Joel Gay over at the New Mexico Independent, for which I also write, has a great piece up about the state of the levees on the Rio Grande river.ALBUQUERQUE -- The thick earthen levees that were built decades ago to prevent the Rio Grande from flooding into Albuquerque are so old and in such poor condition that the U.S. Army Corps of Engineers says they need to be rebuilt. The estimated cost to local and federal taxpayers: $120 million.That seems like an obscene amount of money, but in the grand

McCain’s mistake: Putting economic issues on the front-burner

John McCain recently acknowledged, “The issue of economics is not something I’ve understood as well as I should.” That’s a perfectly accurate self-assessment, but the Republican presidential hopeful is in a bit of a jam â€" he hoped to ride into the White House merely by being wrong about Iraq. Now that the economy is the top issue on voters’ minds, McCain has no choice but to at least pretend like he cares about the issue and has a clue as to what he’s talking about. Yesterday, then, was a big