A Bad Trend in Rx Coverage

As prescription drug prices rise, more and more health insurance carriers are balking at covering expensive drugs with only a small copayment from the insured (registration required).  Lately, we’ve seen many of the Colorado health insurance carriers adding a fourth tier to their traditional three tier system of pricing drugs - with Tier 4 being a percentage rather than a flat copay. While you might still get a generic for $15 and a brand name for $40, you could be in for a nasty surprise if yo