10 Tips for Minimizing Life Insurance Costs

After my friend's husband died last week, I wrote about figuring out how much life insurance you need and what kind of policy you should get. Since I've hopefully spurred at least some of you to get new policies if you need them, I figured I'd better share some tips for saving money on your premiums: Buy term. - It's much more affordable than whole life. (But find out why you may want or need a whole life policy.) Shop around. - While you want to make sure you get coverage with a reputable compa